Cons to consolidating debt

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The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.

*To check the rates and terms you qualify for, So Fi conducts a soft credit inquiry.

With an average balance of $28,000, student debt is a big part of the average college graduate's life.

At Lend EDU, we help borrowers compare the top student loan companies in one place.

Our research, news, and assessments are scrutinized using strict editorial integrity.

In full transparency, our company may receive compensation from partners listed on our website. Today, 7 out of 10 graduates are graduating with some form of student loan debt.

So Fi offers borrowers a number of great options for both variable and fixed interest rate loans. The variable rates range from 2.54% to 7.38% and are tied to the LIBOR rate. So Fi offers an interest rate discount of 0.25% if you sign up for autopay.

Signing up for autopay is easy and So Fi's customer service support staff can help you through the process if you run into any trouble.

So Fi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE.

Licensed by the Department of Business Oversight under the California Financing Law License No. So Fi loans are originated by So Fi Lending Corp., NMLS # 1121636.

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